TRY OUR NO COST PRIMARY HEALTH CARE SERVICES
ON-DEMAND PRIMARY CARE.
Text-based Care from Certified Physicians.
St. Louis
PRIMARY CARE
PRIMARY CARE
Available Services
Allergies • Asthma • Congestion, Cough or Sore Throat Cold, Flu or Fever • Diabetes/Weight Management • High Blood Pressure • High Cholesterol • Lab work/Tests • Minor Burns • Minor Pain • Nausea or Abdominal Pain • Tobacco Cessation • Wellness Exams/Physicals • Sleep Studies • Sprains or Minor Fractures • Specialist Referral
QT QuikMed provides completely free primary care services to covered members on the QT HMO health plan. Any services received outside of the QT QuikMed clinic would be subject to the member’s deductible and applicable co-pays.
Client Locations
St. Charles Clinic
2125 Bluestone Drive, Suite B, St. Charles, MO 63303
(636)688-3572
Meet the Providers
ERIC NALAGAN, MD
Dr. Nalagan is a board-certified Family Medicine physician since 2008 in primary care. He enjoys being a part of the QT family and the QuikMed model that allows him time to develop relationships with his patients. A native of St. Louis, Missouri with roots that trace back to the Philippines. Outside of clinic he enjoys time with family and friends, golfing, sports with his kids, playing guitar and discovering new places to dine.
JESSICA SCHMALTZ, CNP
Jessica, a board-certified Family Nurse Practitioner since 2018, enjoys working with QuikTrippers & their families in St. Charles clinic. She started her career in nursing working with the smallest patients in the NICU at Children’s Hospital. She realized that she loved taking care of babies, but missed working with older children and adults and is thankful to be a part of the QT family where she can help all ages. She is married with one daughter and has two dogs. When she’s not in the clinic she’s attending a Cardinal’s game or looking for a taco truck.
VIRTUAL PRIMARY CARE
VIRTUAL PRIMARY CARE
98point6® is now available to all employees and dependents ages 1+ enrolled in a QuikTrip HMO health plan.
Our physicians deliver on-demand, text-based primary care—diagnosis and treatment, prescriptions and labs—via secure, in-app messaging. $0/Visit ($5 per visit for visits in excess of 36 visits per member, per year)
Download the app today.
Learn more at 98point6.com/quiktrip
OB/GYN PROVIDERS
OB/GYN PROVIDERS
Referrals are not required to see an in-network OB/GYN and your QT out-of-pocket expenses apply including your deductible and applicable co-pays.
Preventative care will be covered at 100% if provided by an in-network provider.
For more information, click on the links below:
Maternity Benefits
In-network providers are listed below and are subject to change.
Advanced OB/GYN
Associates in Women’s Healthcare
Balanced Care for Women of St. Louis
Dr. Beth Gearhart
Dr. Stacey Clancy
Huelskoetter Women’s Health
KDB Enterprises
Mercy Clinic OB/GYN – 714 Gravois Road
Mercy Clinic OB/GYN – 7345 Watson
Mercy Clinic OB/GYN – 10004 Kennerly
Mercy Clinic OB/GYN – Des Peres
Mercy Clinic OB/GYN – Dunn Road
Mercy Clinic OB/GYN – Ferguson
Mercy Clinic OB/GYN – Jefferson
Mercy Clinic OB/GYN – Ladue
Mercy Clinic OB/GYN – Medical tower A Suite 695A
Mercy Clinic Ob/GYN – Medical Tower B Suite 4005B
Mercy Clinic OB/GYN – Medical Tower B Suite 4017
Mercy Clinic OB/GYN – Mid Rivers Suite 10
Mercy Clinic OB/GYN – Southfork
Mercy Clinic OB/GYN – Sunset Hills
Mercy Clinic Women’s Health – 10012 Kennerly
Mercy Clinic Women’s Health – Butler Hill
Mercy Clinic Women’s Health – Clarkson Valley
Mercy Clinic Women’s Health – Clayton Clarkson
Mercy Clinic Women’s Health – Des Peres Road Suite 300
Mercy Clinic Women’s Health – Medical Tower A Suite 499
Mercy Clinic Women’s Health – Medical Tower B Suite 1017
Mercy Clinic Women’s Health – O’Fallon
Mercy Clinic Women’s Health – Washington
Obstetrics and Gynecology Care
Premier Women’s Healthcare – # 636-717-6777
St. Gerard Obstetrics and Gynecology
St. Louis Associates in OB/GYN
St. Louis Women’s Healthcare Group
West County Women’s Healthcare
Women’s Care Specialists
PEDIATRIC PROVIDERS
PEDIATRIC PROVIDERS
Referrals are not required to see an in-network Pediatrician and your QT out-of-pocket expenses apply including your deductible and applicable co-pays.
Preventative care will be covered at 100% if provided by an in-network provider.
In-network providers are listed below and are subject to change.
For more information, click on the links below:
A to Z Pediatrics
Bard & Didriksen Pediatrics
Eureka Pediatrics
Kidz Biz Pediatrics
Gateway Pediatrics
JMJ Medical Enterprise
Mercy Clinic Pediatrics- 7345 Watson
Mercy Pediatrics- 1165 East Cherry
Mercy Clinic Pediatrics- Arnold
Mercy Clinic Pediatrics- Tower B Suite 1001
Mercy Clinic Pediatrics- Chesterfield
Mercy Clinic Pediatrics- Fenton
Mercy Clinic Pediatrics- Ladue
Mercy Clinic Pediatrics- Medical Tower B
Mercy Clinic Pediatrics- Mid Rivers
Mercy Clinic Pediatrics- North County
Mercy Clinic Pediatrics- Old Tesson
Mercy Clinic Pediatrics- O’Fallon
Mercy Clinic Pediatrics- Sunset Hills
Mercy Clinic Pediatrics- Technology Drive
Mercy Clinic Pediatrics- St. Andrews Drive
Mercy Clinic Pediatrics- Washington
Mercy Clinic Pediatrics- Wentzville
Mercy Clinic Pediatrics- West County
Mercy McAuley Clinic
Nagireddi Pediatrics
Riverside Pediatrics
South County Pediatrics
Suburban Pediatrics (aka Washington U School of Medicine)
Sunshine Pediatrics
WingHaven Pediatrics
Young Pediatrics
URGENT CARE
URGENT CARE
Available Services
Allergies • Asthma • Congestion or Cough • Cold, Flu or Fever • Covid • Headaches • High Blood Pressure • Minor Burns • Minor Pain • Nausea or Abdominal Pain • Sore Throat • Sprains or Minor Fractures • Stitches • X-Rays
Referrals are not required for urgent care services. All urgent care is considered in-network and QT out-of-pocket expenses apply including your deductible and applicable co-pays.
Preferred Urgent Care facilities are listed below.
Mercy GoHealth Urgent Care
Find a ClinicMercy Urgent Care
Find a ClinicFor additional in-network Urgent Care locations contact 800-226-5116 or visit First Health Complementary.
Find a Clinic
ER
ER
Available Services
Angina • High Fever or Fever in Newborns • Severe Burns • Change in Mental Status • Ingestion of Poisons or Objects • Shock • Chest Pain • Major Head Injury • Stroke • Compound Fractures (bone visible) • Seizures • Snake Bites • Dizziness • Severe Abdominal Pain • Unconscious or Catatonic State • Heart Attack • Severe Asthma Attack • Uncontrolled Bleeding • Any Urgent or Life-threatening Conditions
Referrals are not required for emergency services. All emergency care is considered in-network and QT out-of-pocket expenses apply including your deductible and applicable co-pays.
Preferred ER Locations are listed below.
Mercy Urgent Care
Find a Clinic
OUT-OF-AREA BENEFITS
OUT-OF-AREA BENEFITS
Out-of-area coverage is available if you or a covered dependent need medical care while outside of your market area. This includes situations like travel, business trips, vacations, or a dependent who lives or attends college in out of market area.
For in-network out-of-area benefits* the member is responsible for verifying if the provider participates with First Health Complementary. To locate an in-network provider or facility contact 800-226-5116 or visit First Health Complementary. Please verify your network affiliation as First Health Complementary when calling to receive medical attention or when scheduling an appointment.
*The deductible and coinsurance for all out-of-area benefits are collected by the provider.
CHIROPRACTIC CARE
CHIROPRACTIC CARE
Referrals are not required to see an in-network Chiropractor.
QT out-of-pocket expenses apply including your deductible and applicable co-pays.
Limited benefit: 6 visit Fiscal Year maximum for chiropractic care. Visit maximum does not apply to initial office visit and x-rays.
Preferred in-network providers are listed below and are subject to change.
For more information, click on the links below:
Back Pain Center
James L Georgia DC
Perez Family Chiropractic LLC
St. Louis Medical Center, Inc.
Talley Chiropractic PC
Wolfrum Crossing Chiropractic
For additional in-network Urgent Care locations contact 800-226-5116 or visit First Health Complementary.
IMAGING SERVICES
IMAGING SERVICES
Imaging services include x-rays, diagnostic ultrasounds, MRIs, PET scans, and CT scans.
QT out-of-pocket expenses apply including your deductible and applicable co-pays.
A referral is not required for imaging related to preventative care or screening mammograms at an in-network facility. All other imaging requires a referral from El Rio Health or your in-network treating provider.
EMPLOYEE ASSISTANCE PROGRAM
EMPLOYEE ASSISTANCE PROGRAM
All employees and members of their family have access to 5 free EAP visits per year, per episode of care. This runs on a rolling calendar. If additional visits are needed, the EAP counselor can coordinate with QT Benefits to have a referral initiated for coordination. Continued treatment and/or referral to community resources may be recommended, and these may result in costs for which the employee is responsible. Health insurance, if in effect, will cover these fees (deductible and co-payments apply).
If you have questions or need more information about your local EAP providers, please call Employee Assistance Associates and Consultants at 1800-477-2990. When calling identify yourself as a QuikTrip employee and ask for the Employee Assistance Office.
Personal Assistance Services (800)356-0845
Comprehensive Mental Health Inc. (636)949-2650
Hope Connections Counseling (573)433-4846 (Rolla, MO)
Shaun Fossett, MS, LPC (Virtual Only) (303)732-6564
PRESCRIPTION BENEFITS
PRESCRIPTION BENEFITS
The Prescription Benefit is not subject to the medical deductible. The in-network out-of-pocket limit for the prescription plan is $2,000 for an individual.
Below is a summary of the prescription benefit. For further information on specific drug coverage participants must contact Sav-Rx or reference the health plan document.
Sav-Rx
Sav-Rx has a network of over 72,000 pharmacies nationwide. You can choose to pick up your medications at a local pharmacy or receive your medications via the Sav-Rx mail order pharmacy. New in 2019 – Sav-Rx allows pick up of generic medications at participating retail locations. Pharmacy plan benefits apply to medications received through Sav-Rx mail orders or retail pharmacy pick ups. Contact Sav-Rx at 1-800-228-3108 or at www.savrx.com.
30-day supply:
- $10 Copayment for generic prescriptions
- 40% up to a maximum $80 for preferred brand name prescriptions
- 50% up to a maximum $180 for non-preferred brand name prescriptions
90-day supply through mail order:
- Generic prescriptions have a $20 Copayment
- Preferred Brand name prescriptions (Formulary) have a $165 Copayment
- Non-Preferred brand name prescriptions (Non-Formulary) have a $265 Copayment
- Brand with Generic have a $265 copayment plus difference in cost.
90-day supply through any retail pharmacy participating with Sav-Rx:
- Generic prescriptions have a $30 Copayment
- Preferred Brand name prescriptions have a 40% coinsurance up to a maximum $240.
- Non-Preferred brand name prescriptions have a 50% coinsurance up to a maximum $540
Some medications require prior authorization. If prior authorization is required and not received the medication may cost more or the Plan may not cover it. Other medications may have a quantity limit or require step therapy.
NATIONAL BENEFITS
NATIONAL BENEFITS
QT out-of-pocket expenses apply including your deductible and applicable co-pays.
Durable Medical Equipment (DME) – ConnectDME
ConnectDME can ship nationally in 1 – 2 business days. Deductible applies to all DME. ConnectDME can provide the full range of DME including CPAP equipment and supplies, crutches, walker, slings and more!
Quest Diagnostics
Quest Diagnostics offers clinical testing services through a national network of laboratories. If your specialist requests to run labs you may save money if you visit a Quest Diagnostics location.